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Accident and Injury Supplemental Insurance

By Tamara Melter

Being in the health insurance business, I am convinced that personal injury insurance is the best kept secret in health insurance.
Why you ask? For these reasons:

It will cover the expensive out-of-pocket costs you'll be responsible for if a family member is injured, such as deductibles, co-pays and annual maximums which could potentially save you thousands of dollars. It can help you lower monthly premiums, by allowing you to increase your deductible on your existing plan while simultaneously increasing overall coverage from a personal injury. It will cover alternative expenses that are not included in your health insurance policy such as, Chiropractor, Physical Therapy, and even

Dental Treatment

Yes that's correct...dental treatment. This accident/injury health plan can actually extend your dental benefits. Your dental benefits usually have a $1,500-$2,000 per person cap. If a family member should require dental treatment above the dental insurance annual maximum from an injury, the injury plan would pick up the difference of the dental plan cap and the injury plan max.
For example, if your son were to have several teeth knocked out from a skateboarding accident, and require a bridge costing $5,000 or more, your dental insurance would cap at $2,000 leaving you responsible for the $3,000 difference. However, with this injury coverage, the medical expenses due to his injury not covered by insurance (including dental treatment), would be covered up to the plan maximum of $5,000 or $10,000.

Did you know THERE IS A 4 TIMES GREATER CHANCE YOU WILL INCUR A LARGE MEDICAL EXPENSE FROM AN INJURY THAN FROM AN ILLNESS...?

So don't wait another minute. You can cover EVERY family member for up to $10,000 per incident, by adding this valuable supplemental coverage to your health insurance plan NOW for only $49.95 per month for the entire family to cover the medical expenses due to an injury your health insurance won't pay for...


Article Source: http://EzineArticles.com/?expert=Tamara_Melter

 


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