Supplemental Health Insurance Coverage

CONCERNED ABOUT THE HIGH COST OF HEALTH ISURANCE?

RAISING THE DEDUCTIBLE ON YOUR HEALTH INSURANCE POLICY MAY BE A GREAT WAY TO IMMEDIATELY REDUCE THE COST. BUT HOW DO YOU PAY FOR THE ADDITIONAL FINANCIAL EXPOSURE? SUPPLEMENTAL INSURANCE COVERAGE MAY HELP.

Consider the following:

Accident policy

Accidents are just another fact of life. Most major medical plans cover only routine medical expenses. You’re stuck with the co-pays, deductibles and a host of other expenses. If you are not able to work, and are no longer earning an income, you can quickly lose your wealth—and the lifestyle you’ve worked hard to achieve. What’s the solution? An accident policy is a great way to supplement a high-deductible health plan.

Coverage includes:

Hospital stays
Emergency room services
Intensive care unit services
Broken bones, dislocations, lacerations, dismemberment
Doctors office visits
Return of Premium or Cash Value rider
And much more

Cancer policy

If you are diagnosed with cancer, how will you pay the many out-of-pocket expenses related to treatment like; insurance short falls, deductibles, co-pays, special expenses, ongoing living expenses and lost wages? Would you have to spend your hard-earned savings? Or sell off assets? Not if you buy a quality supplemental cancer policy.

Coverage includes:

A first occurrence payment of up to $10,000 when you are diagnosed.
Hospital confinement
Surgery and anesthesia
Transportation and lodging
Radiation and chemotherapy
Return of Premium or Cash Value rider
And much more

Critical illness policy (heart attack, stroke or cancer)

If you are diagnosed with a critical illness such as heart attack, stroke or cancer, you may also have to deal with insurance short falls, deductibles, co-pays, ongoing living expenses and lost wages when your illness makes it difficult to work. You need the assurance of supplemental health insurance coverage that helps protect your family finances and future.

Coverage includes:

Lump-sum benefit options of $10,000 to $70,000 paid to you when you are diagnosed.*
Doctor consultations
Return of Premium or Cash Value rider